Turn business checks into working cash without the bank wait.

What is a corporate check cashing account?

It is an approved business profile that lets your company cash eligible business checks at Check Cashing USA. Once the business and its authorized representatives are verified, approved checks can be cashed in person without waiting for a bank hold to clear.

Who can apply for a corporate account?

Owners and officers of eligible South Florida businesses can apply, including construction, transportation, landscaping, cleaning, retail and other local companies. All accounts are subject to verification and approval, and requirements may vary by business type.

What documents are required to open a corporate account?

Bring government-issued photo ID for every owner, officer or authorized person who will cash checks, your tax identification (EIN, or Social Security number when registered under a fictitious name), a valid Local Business Tax Receipt where required, and current workers' compensation information. Call your preferred location to confirm whether additional documents apply.

Do I need a business bank account to apply?

No. A business bank account is not required to apply for a corporate account or to cash an approved corporate check with us.

What types of business checks can I cash?

We cash eligible business and corporate checks, including checks payable to your company from customers, general contractors and other businesses. Each check is subject to verification and approval before it is cashed.

How long does the approval process take?

It depends on how complete your documentation is and how quickly we can verify the business. Bringing everything on the checklist to your first visit is the fastest route — our team reviews the file with you in the store and explains anything still outstanding.

Is there a limit on the first transaction?

The 1.5% promotional rate applies to the first eligible corporate check cashed by a qualified new corporate customer, up to $15,000. Transaction limits are set during the account review and can vary by business. Ask your local store for the limits that apply to your account.

How much does it cost to cash a corporate check?

New corporate customers pay a promotional 1.5% fee on their first eligible check, up to $15,000. After that, the fee depends on the check and your account. You always see the applicable fee before the transaction is completed, so there are no surprises at the counter.

Can an employee cash checks for my company?

Yes, provided that person is named as an authorized representative on the account and has been verified with a valid government-issued photo ID. Authorized representatives are added during the account review.

Does every check require verification?

Yes. Every check is verified before it is cashed. Verification protects your business and ours, and it is why we confirm both the check and the person presenting it on each visit.

Can I cash a corporate check at any Check Cashing USA location?

Corporate check cashing is available at participating locations across our 31 South Florida branches. Call ahead or use our location finder to confirm the store you plan to visit handles corporate accounts.